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Low Rates! Great Service! Fast Closings! Get Pre-Approved Today! Apply Online Now!
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FHA - NO DOWN PAYMENT
RENTERS AND FIRST TIME HOME BUYERS
FILL OUT AN APPLICATION TO BE CONTACTED BY A LOAN OFFICER TODAY!
**PLATINUM PROGRAMS**
100% NO RATIO-PURC OR REFI-660 FICO
95% INVESTOR-PURC OR REFI-660 FICO
100% CLTV 2-4 UNITS-660 FICO
95% NO RATIO OR SISA/INVESTOR
90% NO RATIO INVESTOR-2-4 UNITS
1X30 MTG LAST 12 MONTHS-620 SCORE
NO SCORE OPTION-90% CLTV
NO SEASONING ON REFI'S
MIXED USE AVAILABLE-PRIMARY RES/OWNER OCCUPIED
**PLATINUM II PROGRAMS**
100% CLTV INVESTOR-620 FICO
100% CLTV NO RATIO OR SISA
100% NINA-620 FICO
95% NO RATIO INVESTOR
90% LTV SELF INSURED-550+ FICO
2X30 MTG LAST 12 MOS ROLLING LATES
**PORTFOLIO**
100% STATED INCOME-620 FICO
MORTGAGE ONLY 50% DEBT RATIO
**PURCHASE PLUS**
100% CLTV-620 45% DEBT RATIO
NO SCORE PROGRAM
**SELECT SERIES**
100% STATED INCOME/NO ASSET-680 FICO
ONLY 12 MONTHS SELF-EMPLOYED-100%
95% LTV-620 FICO W/NO PMI
OPEN ITEMS NOT AFFECTING TITLE CAN REMAIN OPEN AFTER CLOSING
LOANS AVAILABLE UP TO $500,000
**INVESTORS DREAM PROGRAM**
**Unlimited NOO Loans**
Minimum FICO: 620+
Maximum LTV: 95%
Minimum Loan Amount: $50,000
Maximum Loan Amount: $500,000
Applicable property types: Condo, Single-Family, 2-4 Family
Documentation required: No Doc, Full, Stated
purposes: Refinance, Purchase
Comments: We do UNLIMITED NOO loans for one borrower. First 2 @ 95% SIVA 1-4 units after that unlimited at 80% with no hit to rate for stated income. Available as 30 and 15 year fixed and 2 3 and 5 year ARMS with soft PPP. Requires score of 660+ for full doc 1-4 units and stated SFR and 680+ for stated units. This will be an 80/15 so no MI. For lower scores (620+) we offer a single loan at 95%. 12-months seasoning of title required to go off current appraised value. After the first one (for scores of 620+) or two (for scores above 660) loans at 95% we will do UNLIMITED loans at 80% for the same borrower. If they have 4000 properties - I'll take all of them! We also have subprime NOO loans at reduced LTV's Full Doc only. Call for details.
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